Welcome to MTS Group | We provide nationwide coverage through a valuations panel consisting of state licensed and certified appraisers, licensed real estate agents, and inspectors.

National Appraisal and Title Management Solutions

Appraisals, Title Services, AVMS, BPOS & More

Exceeding Expectations

MTS Group LLC., is a nationwide appraisal and title management company providing services to a variety of mortgage originators, servicers, quality control outsourcers, credit unions, and secondary entities. We are committed to providing world-class service through a consultative approach designed to build a trusted mutually beneficial relationship. We are customer focused working each day to meet and exceed our customer’s expectations.

business days Current appraisal turnaround time

Plus Vendors Nationwide

Hour Current Owner Search Turnarounds

Ask us why this number is important to us

Quality

We provide quality products through the implementation of a rigorous vetting, monitoring, and product review process to ensure all work is completed by professionals with the highest standards, assuring our customers receive an unbiased high-quality product to make an informed decision. We use local independent licensed and certified appraisers, licensed real estate agents, inspectors, and boots on the ground abstractors for our title and valuation products.

Customer Service

You will find our company to be a unique service organization that sets us apart from other AMC’s. We offer an experienced, reliable, and responsive customer service team designed to reduce your overhead and streamline your process to make you more efficient. A strong and diversified vendor network with an experienced and dedicated staff who are a pleasure to work with makes MTS Group a reliable and trusted vendor partner.

Compliance

Compliance is built into our process, not as an add on or an afterthought. All appraisal reports are assigned to pre-qualified local appraisers based on a combination of geographic competency, past performance and client requirements. Our appraisal management practices are compliant with all state and federal laws as well as appraisal guidelines. We proactively handle each order according to a quality standard designed to discover errors, support appraiser independence (AIR), and ensure a quality finished product. MTS Group is dedicated to acting in compliance with state and federal laws that regulate AMCs.

Appraisal Products

1004 Single Family URAR

Fannie Mae Form 1004: Uniform Residential Appraisal Report.

This report is used for appraising single-family residences. An interior and exterior inspection of the subject is completed.

1004C Manufactured Home

Fannie Mae Form 1004C: Manufactured Home Appraisal Report

This report is used for appraising manufactured homes. An interior and exterior inspection of the subject is completed.

1004D: Appraisal Update and/or Final Inspection Report

Fannie Mae Form 1004D: Appraisal Update and/or Completion Report

This report is used to complete an Appraisal Update, a Final Inspection, or both. The Appraisal Update is used to update the effective date of an existing appraisal report. This report is considered a new appraisal assignment and the appraiser will indicate if the subject’s market value has declined since the time of the original report.

The Final Inspection Report is used for appraisals that were completed “Subject To” or are note to be “in need of repairs”. This report will verify the conditions/repairs noted in the original appraisal have been completed. The necessary portions of the subject property will be inspected and photos should be provided.

1025 Multi-Family

Fannie Mae Form 1025: Small Residential Income Appraisal Report

This report is used for appraising residential income properties with Two-to-Four units. It includes an interior and exterior inspection of the subject property. It also includes the Rent Schedule, however the 216/Operating Income Statement form is a separate form that needs to be requested/ordered.

1073 Condominium

Fannie Mae Form 1073: Individual Condominium Unit Appraisal Report

This report is used for appraising Individual Condominium Units. An interior and exterior inspection of the subject is completed.

1075 Exterior Condominium

Fannie Mae Form 1075: Exterior-Only Individual Condominium Unit Appraisal Report

This report is used for appraising Individual Condominium Units. An exterior-only inspection of the subject is completed.

2055 Exterior Single Family

Fannie Mae Form 2055: Exterior-Only Inspection Residential Appraisal Report

This report is used for appraising single-family residences. An exterior-only inspection of the subject is completed.

Income Statement and Rent Schedule

Fannie Mae Form 1007: Single Family Rent Schedule and Fannie Mae Form 216 Operating Income Statement

Fannie Mae Form 1007 is used to provide an estimated market rent for the subject.

Fannie Mae Form 216 is used to estimate the operating income associated with income producing property.

2000 Single Family Field Review

Fannie Mae Form 2000: One-Unit Residential Appraisal Field Review Report

This report is designed to analyze an appraisal report completed on a single unit property by a different appraiser. The review appraiser analyzes all information and conclusions from the original report, completes an exterior-only inspection of the subject and comparable properties, and provides additional comparables to support a new opinion of value, if deemed necessary. A statement indicating if the value of the original report is supported will be provided.

2000A Multi-Family Field Review

Fannie Mae Form 2000A: Two-to Four-Unit Residential Appraisal Field Review Report

This report is designed to analyze an appraisal report completed on a Two-to Four-Unit property by a different appraiser. The review appraiser analyzes all information and conclusions from the original report and completes an exterior-only inspection of the subject and provides additional comparables to support a new opinion of value, if deemed necessary. A statement indicating if the value of the original report is supported will be provided.

Desk Review

Residential Appraisal Review Short Form

This report is designed to analyze an appraisal report completed by a different appraiser. The review appraiser analyzes all information and conclusions from the original report. No inspection of the subject or comparable properties is completed. A statement indicating if the value of the original report is supported will be provided.

Real Estate Owned (REO)

This valuation is ordered to determine the value of the assets that are now owned by the bank. It is also used to determine the listing price of the property for marketing purposes.

FHA

An FHA loan is insured by the Federal Housing Administration and protects lenders from financial risk. Lenders must meet certain criteria for their loans to be termed “FHA-approved,” after which the FHA backs the loans the lender issues in case a borrower defaults on the mortgage. Borrowers must also meet requirements to qualify for these loans. They are popular because they allow you to buy a home with a relatively small down payment.

Commercial Appraisal

A commercial real estate appraisal is a value assessment on an income-generating property that is performed by a third-party professional appraiser. This type of appraisal is a property valuation on any kind of commercial real estate, including office buildings, multifamily apartment buildings, and retail buildings. A Narrative Appraisal Report, is the most common format for a Commercial Appraisal. This requires the appraiser to form a more detailed overview of the property using different approaches.

Fannie Mae 1004Desktop / Freddie Mac 70D

Desktop appraisals for single family one-unit properties for a purchase. These reports do not require a physical inspection from the appraiser. These reports do require a computer-generated floor plan with exterior measurements. The floorplan/sketch cannot be hand drawn and must include interior walls, doorways, staircases, exterior ingress/egress, labels per room and wall dimensions.

Integration Partners

Title Products

Full Insured Title Search and Closing

-Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Minnesota, Missouri, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia, West Virginia & Wisconsin
-States Full Title Search Depth
-Full Tax Cert/Information
-Title Clearance
-Closing schedule at your client’s convenience
-Full Disbursement of Funds
-Recordation of Final Documents
-Issuance of final Policy(ies)

Current Owner Search/Property Report

Informational report which includes:
-100% of current ownership deed(s) information
-Open mortgage(s) of record with supplemental recordings (i.e., assignment of mortgage, subordination, modification etc.)
-Open Judgment and other involuntary liens of record
-Taxes as reported at County level
-Full typed legal description of subject property

Two Owner Search

Informational report which includes:
-100% of current ownership deed(s) information
-100% of prior owner deed(s)
-Open mortgage(s) of record with supplemental recordings (i.e., assignment of mortgage, subordination, modification etc.)
-Open Judgment and other involuntary liens of record for current and prior owner of record
-Taxes as reported at County level
-Full typed legal description of subject property

Full Search

Informational report which includes:
-100% of current ownership deed(s) information
-100% of prior owner deed(s) based on state statute
-Open mortgage(s) of record with supplemental recordings (i.e., assignment of mortgage, subordination, modification etc.)
-Open Judgment and other involuntary liens of record
-Taxes as reported at County level
-Full typed legal description of subject property

Bringdown/Update Search

Informational report which includes:
Any new information found of record from time of previous effective date to current (In most cases we can do this with a file up to 6 months old)
We can provide a report with or without the prior reports information carried over to the update

Deed Only Search

Informational report which includes:
-100% of current ownership deed(s) information
-Full typed legal description of subject property

Document Retrieval

In need of a specific document? We have boots on the ground nationwide to obtain documents from any courthouse.

Judgment/Lien Search

Adding a co-borrower to a loan or looking for something specific on a property? Let us know what you need, and we will get our ground team members to work
(New Jersey specific search of Charles Jones/Upper Court Judgment Search).

Tax Search

Current as of the date of the search, each taxing authority is clearly identified along with the specific tax period—whether quarterly, half-year, or annually—and includes:
-Tax Type
-Parcel Number
-Amount due/paid at discount, face, and penalty
-Payment date
-Mailing address of Tax Collector

Recordation

Our recording services give lenders the peace of mind that important documents will arrive at the proper destination and be presented in a timely manner. MTS verifies signatures, stamps, and requisite recordings for mortgages, and then submits to appropriate jurisdiction via E-Record, when available, or directly to the county clerk for recordation.

UCC Search/Filings

-Complete State UCC search for a specific filing
-Search for all UCC filings on a specific borrower/business
-Record UCC State filing
-Record Continuation and Termination of UCC’s

Flood Zone Determination

Flood Determination Letter

NJ Tideland Search

New Jersey specific Tideland Search Report

Success Stories

“MTS Group is a wonderful company to work with for our appraisal needs! They are always there in a matter of minutes to assist us in any situation. They are highly professional, knowledgeable, and a pleasure to work with. We highly recommend MTS Group!“

Kelsey

CR Lending

“We have been using MTS Group LLC since they began their journey. I would like to express the great relationship that we have with them and their professional performance.“

Heather

Pittsburgh Firefighters FCU

“MTS Group provides the highest level of satisfaction on all levels. Appraisals, Titles, Property Condition Reports, or service requests, regardless of which area we need assistance, they are there to assist expeditiously. MTS’ communication has been a major contributing partner to our success.“

Lucious

Tower FCU

“Over the past several years, we have developed a wonderful partnership with MTS. Their attention to detail and consistent communication has contributed to Clearview’s outstanding member satisfaction scores. “

Annette

Clearview FCU

AVMS, BPOS, & More

Automated Valuation Model (AVM)

Automated valuation model (AVM) is the name given to a service that can provide real estate property valuations using mathematical modelling combined with a database. Most AVMs calculate a property’s value at a specific point in time by analyzing values of comparable properties.

AVM Products:

VeroValue Preferred (85 Conf Score or higher)
VeroValue
Collateral Analytics Basic
Collateral Analytics Basic Market Conditions
Quantarium Full
Quantarium Comprehensive
THVx Originations
THVx RiskMgmt
HVE
iIntelliReal_Plus
SafeValue
ValueSure
SiteX Value
RealAssessment
i-Val
House Canary

Broker Price Opinion (BPO)

A broker’s price opinion is the process used by a hired sales agent to determine the potential selling price or estimated value of a real estate property. A BPO is popularly used in situations where a financial institution believes the expense and delay of an appraisal is unnecessary.

Property Condition Report (PCR)

Are designed to help lenders be compliant with the Interagency Appraisal and Evaluation Guidelines. Completed by an experienced professional with local market knowledge, this report includes a physical inspection of the subject property, multiple photographs and neighborhood condition, all supported by property level data and market trending information.

Property Data Collection (PDC)

Fannie Mae has established a single-family property standard paired with API to collect data. If a lender receives a value acceptance + property data, they can order a PDC for validation of information and confirm eligibility. The goal of using this process is to provide efficiency in reducing appraisal fulfillment timelines and reduce bias. MTS has partnered with a vendor who has trained and vetted property data collectors. Together, we collect the data and submit to Fannie Mae’s Property Data API. Property Data Collections adhere to Fannie Mae’s Property Data Standard.

Property Data Report (PDR)

Freddie Mac has established a single-family appraisal waiver offering which includes a PDR for eligible loans. Paired with your ACE Appraisal Waiver, additional property information is physically collected on site by one of MTS’s vendor partners. They have trained and vetted property data collects and with using Freddie’s property dataset, you can use this in lieu of an appraisal.

Evaluations

By combining local inspection data with extensive market trend analysis, our Eval is designed to offer an accurate, data-driven assessment of property value that adapts to specific regional nuances.

Occupancy Inspection

A discreet, non-intrusive check to verify a property remains inhabited. By using visual inspection only, and avoiding direct interaction, it minimizes any potential disturbance or alert to the occupants, which can be especially useful for maintaining privacy and discretion.

Our Management Team

Edward Chezosky

Ed Chezosky is the Chief Executive Officer (CEO) of MTS Group since 2021. He oversees the Executive Management Team and is responsible for the company’s growth and bottom line. His vision for the company is to continue creating efficiencies for mortgage lenders as a true vendor partner and nationwide service provider. Ed graduated from the University of Pittsburgh in 1991 with a degree in Communications. Over the past 30+ years, Ed has created four successful startup companies all serving the mortgage industry. His experience in sales management and strategic planning combined with his passion for creating true vendor partnerships has allowed his companies to prosper in a cyclical industry.

Prior to MTS, Ed was the founding partner, President and CEO of Independent Settlement Services. He also was a founding partner and managing member of ExaTech, LLC and a founding partner and Executive VP of Sales for iMortgage Services (Now SingleSource). Ed has earned Small Business Person of the Year Awards for Western Pennsylvania and was a finalist for the US Small Business Person of the Year. In his personal time he enjoys exercise, sports and spending time with his family.

Joyce G Chezosky

Joyce Chezosky is the Executive Vice President of Human Resources at MTS Group. She is one of the founding partners and the managing member of the MTS Group. Joyce is responsible for Human Resources which encompasses retaining and hiring top notch employees, human resources and health benefits management and compliance, payroll, policies and procedures and business purchasing for the company. Before joining the MTS Group, Joyce was the EVP of Human Resources at Independent Settlement Services, where she was also an owner and founding partner. Joyce previously worked as a Purchasing Agent for Bayer Corporation in their Chemical Division. She was responsible for purchasing for the Pittsburgh site and helped to implement a streamlined purchasing card program corporate-wide. Joyce enjoys spending time with her family, reading and traveling, especially on cruises.

Kayla Work

Kayla Work is the President/COO of Appraisal & National Sales at MTS Group since 2021. Kayla is responsible for overseeing the Appraisal Operations Department which encompasses Operations, Quality Control, Vendor Management, Administration, and Client Relations. She also assists in National Sales and IT. Kayla has 13 years’ experience in the Appraisal Management Industry with positions of increasing responsibility including Director of Operations, VP Sales and Marketing, and Subject Matter Expert. Kayla loves earning business from clients by building long-lasting relationships. Her focus has always been on customer service. Kayla spends her time away from work with her husband Dave and two beautiful daughters Avery and Emarie, traveling and creating exciting adventures together. Kayla has been known to do some crazy things like paragliding off the French Alps or skydiving in Florida, so she’s excited to introduce her girls to an adrenaline rush as they get older.

April Crawford

April Crawford has been the COO/President of Title Operations and Alternative Evaluations at MTS Group since September 2019. She oversees Quality Control, Administration, Vendor Management, Uninsured and Insured Title work. This includes a variety of needs our clients may have, from Flood Certifications and Tax/Municipal lien letters to recording of closing documents, disbursements, closings and everything in-between. April has been in the mortgage industry since 1999, when she began at Mellon Mortgage. She brings with her a variety of knowledge, having been a part of Mortgage Lending for many years before changing to Appraisal and Title Management in 2008. She was at Independent Settlement Services as the Manager of Title, responsible for overseeing title operations prior to joining the MTS Group.

Dan Kavanaugh

Dan Kavanaugh is President responsible for Sales, Marketing, Systems Development, and Integrations, and one of the founding partners of the MTS Group. Dan has 31 years of progressively responsible positions with Vendor Management companies. He has held senior level positions at Record Data, Nationwide Appraisal & Title, and LandAmerica Financial Group and former Chief Operating Officer at Nationwide Appraisal Services. Dan is an avid golfer and Pittsburgh Penguins fan and enjoys spending time with his family and grandchildren.

Troy Lemley

Troy Lemley is Senior Vice President, National Sales at MTS Group since 2019 and one of the founding partners. He is responsible for building the MTS Group brand with our clients. He has over 25 years of industry experience including appraisal operations, portfolio management, technology support and sales. He has held senior level positions at several leading appraisal management companies as well as working to build startup operations from the ground up. He has a passion for always putting the customer first. In his time off he enjoys spending time with his family, golfing and exercising, and spending as much time outdoors as possible.

Connie Moats

Connie has been part of MTS Group since its founding in 2019, serving as an equity partner and presently holding the position of Senior Vice President of Compliance. With over 30 years of industry experience, I oversee a range of responsibilities including secretary of state business filings, state licensing compliance, compliance reviews, policy creation, and the creation and administration of compliance training. Leading a committed policy and review team, I collaborate closely with executive management to ensure our practices align with regulatory standards. Beyond work, I prioritize spending meaningful time with my family.

Trish Price

Trish Price is the Assistant Vice President, Appraisal Operations at MTS Group since 2021. She has been in the industry since 1995, starting in an administrative role and through hard work and dedication, earning a management position. Her role involves overseeing the entire Appraisal Operations Department, which includes the management of Operations, Quality Control, Vendor Management, Administration, and Client Relations. Her dedication to excellence, problem-solving abilities, and commitment to process improvement have significantly contributed to our team’s success. She’s been married to her husband, Donnie for 25 years and are proud parents of 1 son and 2 daughters.

Casey Davis

Casey Davis is an Appraisal Operations Manager for MTS Group since 2021. Casey oversees Quality Control, Client Relations, and Administration departments for Appraisal Operations. He graduated from the University of Pittsburgh in 2003 with a degree in Marketing. After college, he accepted a “starter” job in the Appraisal Industry and has been in it ever since! Over the past 22 years, he has appreciated the amazing relationships he has been able to establish with co-workers, vendors and clients and looks forward to building even more. Casey has been with his partner, Chad, for 17 years and was engaged in August of 2021. He loves animals and currently has 2 chihuahuas named Princess and Fancy. Casey also loves to travel and is working his way to visit all 50 states (30 down with Oklahoma being the 31st!)

Samantha Hollinger

Samantha Hollinger was promoted to Appraisal Operations Manager for MTS Group in October, 2023. Prior to that, she was responsible for Vendor Relations in a supervisory role. Her responsibilities include Appraisal Assignment and Vendor Relations. She oversees the processes to ensure our client expectations are met, as well as appraisal profiles, verification of licenses, E & O and background checks are valid and up to date. Sammi has been in the industry since 2016 and always enjoys learning something new in this every changing industry. When Sammi is not working, she enjoys spending time with her family and watching Pittsburgh Pirate games!

Cena Ott

Cena Ott is the AVP, Title Operations at MTS Group. She oversees the Administration Team of Title services which includes order entry, vendor management, title recordings and client/vendor communications. She began her career in Appraisal and Title Management in 2009. She has held numerous positions of increasing responsibility within the industry, including Appraisal Operations Senior Team Lead, BPO team Lead, and Title Specialist. She appreciates tackling the various challenges the Title Department brings forth and works best when under pressure. Outside of work, Cena enjoys spending time with her family and traveling.

Hayley Howard

Hayley Howard is the Supervisor of Title Quality Control at MTS Group since February 2021. Her primary responsibility is to ensure great quality reports are delivered to our clients. She enforces each client’s requirements with her team so that they are highly satisfied. She has been in the industry since 2003 and has a great deal of experience to offer her colleagues. She is a team player and takes pride in providing excellent service to make our clients happy. In her free time, she loves to spend time with family and enjoys dining at different restaurants.

Upcoming Event

MTS Group’s Harvesting Connections Networking Event

Harvest new connections at this dynamic networking event designed to spark collaboration and growth.

4905 Grand Avenue Pittsburgh, PA 15225

View Event Details

Contact Us

(412) 345-5199
vendormanagement@mtsgrp.net
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Business Hours

Mon-Fri: 8am - 8pm
Sat-Sun: Closed